OneCard

For Shared Ownership

Every cost, already allocated.

Racing syndicates, fractional aircraft, boat partnerships. Costs land on the right owner in the right proportion, the moment they're incurred.

A man feeding a horse by hand outside its stable

Real scenarios

Here's how people like you are using OneCard.

  • A racing syndicate covering training fees, vet bills, farrier visits, and entries across owners.
  • Fractional aircraft partners splitting hangar, maintenance, and fuel by share.
  • A boat partnership handling slip fees, haul-outs, and insurance.
  • Any asset where several owners hold uneven percentages and every invoice has to be divided.

Features that matter

Allocation by share

Each owner's percentage is set once. Every charge splits along it automatically, so no invoice gets divided by hand.

Records that hold up

Every transaction is captured with its date, merchant, and per-owner allocation. Exportable when your accountant asks.

A clean per-owner ledger

Each partner sees their own position against the asset, not a pooled balance they have to work backward from.

Uneven splits, handled

A 40/35/25 syndicate settles as cleanly as an even one. Adjust when a share changes hands.

The difference is clear

Without OneCard

  • •One managing owner pays every invoice, then rebuilds the allocation in a spreadsheet.
  • •Quarterly statements assembled by hand from a pile of receipts.
  • •Disputes over which owner carried which cost, months after the fact.
  • •Tax season spent reconstructing a year of shared expenses.

With OneCard

  • •Each cost is allocated by share at the moment it's incurred.
  • •A standing record every owner can see, itemized by transaction.
  • •No reconstruction, because the allocation was never guesswork.
  • •Books that are already in order when the accountant opens them.

Ready to try it?

Put every owner's share on the books the day it's spent.